Commercial Authentication

Financial institutions’ corporate and high-net worth customers come to expect a level of service and security commensurate with the value of their holdings. A single online transaction performed by these customers can be worth several million dollars requiring a much higher level of security than typical consumer transactions. The Actividentity Smart Banking ID solution provides financial institutions with government-grade security in a smart card form-factor that is portable and easy for customers to understand and use.

The Smart Banking ID Solution

The ActivIdentity Smart Banking ID solution provides financial institutions with a security framework grounded in the leading ActivID™ Card Management System (CMS). Customers’ online transactions are performed using military-grade smart card security enabling the highest levels of security and transaction non-repudiation.

Benefits of stronger commercial authentication

High-value commercial transactions may not be insured by government agencies such as the FDIC in the US. Actividentity Smart Banking ID solution utilizes PKI technology to provide transaction non-repudiation enabling identity assurance for institutions and customers involved.

Financial institutions that are also users of SWIFT (Society for World-wide Interbank Financial Telecommunications) for bank-to-bank or bank-to-business interactions will benefit from a highly secure Smart Banking ID solution deployed at a lower cost and greater ROI.

In addition, organizations deploying the Smart Banking ID solution can leverage the same technology framework to secure employee access to facilities and IT systems including access to sensitive financial applications containing customer data. See Employee Authentication solutions for more details.

Related Products

	ActivID CMS – Leading device and credential management software that institutions use to securely deploy and manage smart cards with a variety of credentials (eg. PKI certificates).
	ActivClient™ – Leading smart card middleware that facilitates easy use of smart cards and USB tokens by financial customers for high-value online transactions.
	ActivIdentity USB Tokens, Smart Cards and Smart DisplayCard – Broad range of smart cards available for financial customers to use in authentication of online transactions.
	ActivIdentity Solo Reader – Portable smart card reader enables customers to generate one-time password authentication as well as perform transaction signing.

Case Study

• KAS BANK Secures High-Value Transactions with Smart Banking ID

Industry Solutions

• Smart Employee ID
• Enterprise
• Government
• Banking and Finance
• Employee Authentication
• Consumer Authentication
• Commercial Authentication
• Healthcare
• Law Enforcement